Cookies Policy

Cookies are small text files which are stored on your device (computer, mobile or tablet for example) when you visit a website. The cookies we use can't harm your computer and we don't ever store personally identifiable information such as your name, address or bank details in the cookies we create. For example, cookies make it easier for you to maintain your preferences on the website. Cookies are used by almost all websites today and can be generated by certain actions on a site, like a page view or a button click, allowing website providers to better tailor their platform's response to you as an individual. Cookies serve many functions but in general our cookies are used to:

1. Correctly, speedily and efficiently load our webpage
2. Protect our customers and ourselves from fraud
3. Identify errors or poor performance of the site
4. Authenticate and recognise users while they are on our site

Cookies can be 'first party', meaning they are created by us or 'third party', meaning that they are created by Zable's trusted partners in order for us to use their services to improve our performance. Where cookies are third party, please refer to their specific policies for more details.

Cookies can be 'session-only' meaning they last only for the period of time you are browsing, or 'persistent' meaning that they remain in your internet browser for a longer period of time.You can disable the cookies from your browser and delete all cookies currently stored on your device. Cookie settings are set separately for each different device, and if you want to change your settings you will need to do so for each device.

If you do so, you will still be able to browse the site but you will not be able to use all of the features. Most web browsers have cookies enabled by default setting.

1. Strictly necessary cookies

Some cookies are essential to deliver our service. Among other things, these cookies allow us to:

• detect and protect you from fraud
• remember your product choices while you browse

These cookies don't record any information about you that could be used for marketing or gather any historical recording of where you have been on the internet.

Our Strictly Necessary cookies look like this:

Cookie Provider	Cookie Domain	Cookie Names	Cookie Description
Datadog	https://www.datadoghq.com/	_dd_s	Website performance monitoring
Zable	zable.co.uk	LVL_AUTH	Login and Authentication

2. Analytical cookies

Analytics cookies collect information about how our site behaves and allow us to deliver a high-quality service to customers. Among other things, these cookies allow us to manage activity on our website.

These cookies don't collect any information that could identify you – all the information collected is anonymous and is used to help us improve your experience. The information recorded by these cookies cannot be used for tracking customers. Our Analytics cookies look like this:

Our Analytical cookies look like this:

Cookie Provider	Cookie Domain	Cookie Names	Cookie Description
Google Analytics	zable.co.uk	_ga, _gid, _ga*, _gid*	On-site tracking of activity on our lending platform e.g. Understanding which website pages and user devices are most popular
Meta	zable.co.uk	_fbp	Analytics cookie to measure the performance of Meta advertisments
TikTok	zable.co.uk	_ttp, _tt_enable_cookie	Analytics cookie to measure the performance of TikTok advertisments

Some of the cookies are set by Zable (first party) and others are built by trusted providers (third parties). Where we use third party cookies and you want to find more detailed information, please visit their respective websites. Below is a list of third party cookies.

If you want to restrict or fully block web browser cookies which are set on your device then you can do this through your browser, usually in their settings menu. The help function within your browser should help you understand how to do this as it is slightly different for every browser (Google Chrome, Mozilla Firefox, Internet Explorer, Safari etc.).

Please be aware that some of our services will not function as smoothly if your browser disables all cookies. You can create exceptions and allow cookies from specific websites only by making them "trusted websites" in your browser. We recommend you make Zable a trusted website in order to get the best service level our platform can provide.

You may wish to visit https://en.wikipedia.org/wiki/HTTP_cookie for more information on cookies or https://www.aboutcookies.org/ for a guide on controlling cookies.