Zable Money Academy

8 mistakes to avoid with your first credit card

an illustration of a man looking at a list of mistakes to avoid with his first credit card

8 mistakes to avoid with your first credit card

Essential guide covering 8 costly credit card mistakes: multiple applications, exceeding limits, high utilisation, cash advances, and more.

thimbl team

Jul 15, 2025

8 min read

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Zable is a trading name of Lendable Ltd, company number 08828186, authorised and regulated by the Financial Conduct Authority (FCA) with reference 720261 and a member of CIFAS (the UK's leading fraud prevention service). Registered with the Information Commissioner's Office in compliance with the Data Protection Regulations 2018 under registration ZA041704. Registered office at Telephone House, 69-77 Paul St, London, EC2A 4NW. Lendable is committed to responsible lending. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Zable credit card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.