Michael is inviting you to join Zable

Join the Zable app with others who are kickstarting their financial journey!

As a little welcome gift, you will get ÂŁ10 within 30 days of your first purchase!

Representative example:
Based on assumed borrowing of ÂŁ1200 at an interest rate of 48.9% (variable) p.a. Your representative APR will be 48.9% (variable).

By accepting this invitation you have read and understood our Privacy Policy, our Refer a Friend Terms & Conditions and accept our Terms. We might send you messages, but you can opt out at any time.

Over 175,000 reviews across Trustpilot, App Store and Google Play

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smartphone showing new credit boosting features

Here’s why our
customers
love using Zable

Start your credit building journey

The Zable card could help you build your credit score if you make your payments on time and stay within your credit limit

Personal loans made easy

Check the rate you're eligible for with no impact to your credit score

Boost your chance of approval

Use your banking history to boost your approval odds by up to 35%

Free Credit Score

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Supercharge your
Credit Profile

Comprehensive credit insights

Get your free Equifax credit score and insights to build a strong credit history

Monitor your spending

Track your bank and Zable spending in the app and categorise your spend

Rent reporting

Report your rent to build credit history with no need for a mortgage or loan

Rent Reporting

Boost your credit with rent reporting

Take advantage of Zable's rent reporting feature to enhance your credit profile and unlock better financial opportunities.

Build credit history

By reporting your rent payments to credit bureaus, you can establish a positive credit history even if you don't have a mortgage.

Unlock better rates and offers

With a stronger credit profile, you may qualify for lower interest rates, better credit card offers, and more favorable terms on loans and mortgages.

See what our customers have to say

Over 175,000 reviews across Trustpilot, App Store and Google Play

Profile image of a happy customer

“Perfect for me to build my credit score”

“Very easy to apply, speedy delivery, updates on spending, perfect for me to build my credit score. Used it once for grocery and will keep it for emergencies or small purchase that I can afford to pay off each month. So far so good”

Profile image of a happy customer

“Quick and easy process.”

“Zable have given me the chance to rebuild my credit score by accepting me for a credit card when no other company would!”