alien character holding a Zable credit card
alien character holding a Zable credit card
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The Zable Credit Card

It's out of this world!

Apply for a credit card

Applying won’t affect your credit score

Money facts award 2026, 5 starsSmart money people 2025, best credit building productSmary money people 2025, best mobile app

Our award winning services

Save up to £4000

Zable Switch & Save

Pay less on your current car finance, or break up your balloon payment

Credit cards

Get access to flexible spending while you build your credit score

Personal loans

Unlock home improvements, holidays or other large purchases

Credit report monitoring

Rent reporting

Spend tracking

Utility bill switching

Zable Switch & Save

  1. Save money on your existing loans and cards

  2. Switch to a cheaper car loan in a few minutes

  3. Break up your balloon payment and keep your car

See what you can save
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Zable Credit Card

  1. Credit limits up to £2,000

  2. Build your credit score

  3. Spend instantly with Apple Pay or Google Pay if eligible

Apply for a credit cardLearn more about our credit card

Checking your rates won’t affect your credit score

Representative Example:

Based on assumed borrowing of £1200 at an interest rate of 29.9% (variable) p.a. your representative APR will be 29.9% (variable).

Representative Example:

Based on assumed borrowing of £1200 at an interest rate of 29.9% (variable) p.a. your representative APR will be 29.9% (variable).

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When we say award winning we mean it!

Money facts award 2026, 5 stars
Smart money people 2025, best credit building product
Smart money people 2025, best mobile app
Download the Zable app

Personal loans

  1. Most customers get their loan in less than an hour

  2. Check the rate you’re eligible for with no impact to your credit score

  3. Borrow from £1,000 to £25,000

Apply for a loanLearn more about our personal loans

Checking your rates won’t affect your credit score

Representative Example:

Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a.(fixed) and total fees of £440.00. From 8.1% to 48.9% APR. £1,000-25,000 over 1-5 years available.

Representative Example:

Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a.(fixed) and total fees of £440.00. From 8.1% to 48.9% APR. £1,000-25,000 over 1-5 years available.

app screen showing a application
app screen showing a application

Supercharge your credit profile

  1. Free credit score through Equifax

  2. Monitor your spending

  3. Report your rent to build credit history

Download Zable to view insights
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We have served over 1 million happy customers worldwide

Download the app
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Fast and friendly support

Our team is here seven days a week and can be reached via our online chat.

Christmas hours:

23rd December - 9 AM to 6 PM

24th December - 9 AM to 4 PM

25th December - Closed

26th December - Closed

27th December - Closed

28th December - Closed

29th December - 9 AM to 6 PM

30th December - 9 AM to 6 PM

31st December - 9 AM to 4 PM

1st Jan - Closed

2nd Jan and ongoing - 9 AM to 6 PM

Download the Zable App