Ready to transform your home? Get competitive rates from 8.1% APR with our quick eligibility checker that won't affect your credit score. Most customers receive funds the same day.
Getting a quote won't impact your credit score
Competitive rates from 8.1%
Borrow £1,000 to £25,000
Most customers get their loan in less than an hour
Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a. (fixed) and total fees of £440.00. From 8.1% to 49.9% APR. £1,000-25,000 over 1-5 years available.
Apply onlineWe offer some of the most competitive home improvement loan rates in the market, with APRs starting from just 8.1% for qualified applicants. Our personalised approach means you get a rate based on your individual financial profile.
Most customers receive their home improvement funds in less than an hour after approval. Perfect for securing contractor deposits, purchasing materials, or starting your project when the timing is right.
Our streamlined application takes just minutes to complete. Get an instant decision online with no paperwork, no lengthy phone calls, and no waiting around for quotes from contractors.
Quick eligibility check
See your personalised rate in minutes without affecting your credit score.
Choose your loan
Select a loan amount from £1,000 to £25,000 and repayment term from 1 to 5 years that fits your needs.
Receive your funds
When you’re finished with your application, money is then sent directly to your bank account, usually within the hour.
Fund kitchen renovations, bathroom makeovers, extensions, or whole-home refurbishments. With loans up to £25,000, you can tackle those big projects that add real value to your property.
From new boilers and roofing repairs to rewiring and plumbing upgrades - cover those essential maintenance costs that can't wait.
New flooring, windows, conservatories, landscaping, or smart home tech. Make your house the home you've always wanted.
Harness renewable energy with solar panel installations. Cut your electricity costs and boost your property's appeal with clean, sustainable power generation.
Upgrade to efficient heating with air source or ground source heat pumps. Reduce your energy bills while increasing your home's value and environmental credentials.
Applying for a personal loan with us couldn't be simpler with our app. Follow the steps below to apply for a loan in minutes:
Let us know how much you would like to borrow and for how long
Add your personal information such as your income, address and employment details
Get your personalised loan offer
Planning a home renovation? Here are some helpful tips:
Get multiple quotes - Compare at least 3 contractors for major work to ensure fair pricing
Expect the unexpected - Add 15-20% to your budget for issues that arise during work
Check credentials - Ensure contractors are properly insured and have good references
Consider timing - Some contractors offer better rates during quieter periods
Prioritise projects - Focus on improvements that add the most value or solve urgent problems first