Car finance
Buy your next car or pay less for the one you've got
with 6.4k+ reviews
Representative example: £10,000 loan repayable over 60 months. Monthly payments of £255.03. Rate of interest 17.9% p.a. (fixed). Representative 19.8% APR. Total amount repayable of £15,301.80 (includes loan fee of £350.00).
with 6.4k+ reviews
Representative example: £10,000 loan repayable over 60 months. Monthly payments of £255.03. Rate of interest 17.9% p.a. (fixed). Representative 19.8% APR. Total amount repayable of £15,301.80 (includes loan fee of £350.00).
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How it works
Tell us about yourself
Takes about 2 minutes
Get your personalised quote
Including monthly payment amount, number of payments and total cost
We get you sorted
Buy your car or switch your finance
When switching makes sense
Your monthly payment feels high
Lower what you pay each month and free up some room
You have a balloon payment coming
Turn a big final PCP payment into manageable monthly ones
You’re on a high APR
A better rate could cut the total cost of your loan
See what others have to say
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FAQs
What is hire purchase (HP)?
You spread the cost into fixed monthly payments, and the car is yours after the final one.
What is personal contract purchase (PCP)?
You pay lower monthly payments than HP, then choose at the end: pay a lump sum to keep the car, hand it back, or trade it in.
What is a balloon payment?
A balloon payment is the large final payment on a PCP agreement. You pay it at the end to keep the car, or you can hand it back or trade it in. If you’d rather not pay it in one go, you can spread it into smaller monthly payments.
Can I switch an existing car loan?
Yes, you can switch an existing HP or PCP loan into a Zable HP loan. See Pay less for your car.
Will a quote affect my credit score?
Getting a quote is a soft search, so it won’t affect your credit score. If you decide to apply, we’ll run a hard search, which appears on your credit report and may affect your score.
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