Spend tracking
With a personal finance app like Zable, you can stay on top of your spending to gain greater control over your finances.
Monitor transactions and categorise spending automatically
Link your bank accounts securely
Authorised and regulated by the Financial Conduct Authority
What is spend tracking?
Spend tracking simply means monitoring your income and outgoings. When you view these within a set period, you can work out whether you are overspending or underspending. Most people do this on a weekly or monthly basis, so they can work out whether they're sticking to their budget.
Why should you track expenses?
When you track your spending, you can adjust your habits accordingly. You'll get a clearer sense of whether you need to make changes to meet your financial goals.
Some people may want to build a rainy-day fund, while others may be saving up for a deposit on a house. Either way, having an overview of your outgoings plays a big part in assessing your current financial situation.
What is a spend tracking app?
An expense monitoring app is a digital tool that tracks your spending as and when you pay for things. It provides a summary of your outgoings and offers helpful insights such as daily, monthly or yearly breakdowns.
With the Zable app, you can link your bank accounts to categorise your day to day spend.
Being able to see all of your spending in one place can make money management that little bit easier.
What are the benefits of using a spending tracker app?
Using a spend tracking app like ours can help you save money in the long term. Being able to record and analyse your outgoings will give you greater visibility of your finances and help you identify any recurring patterns. Perhaps you're going overboard with those morning takeaway coffees, for example.
Like other personal finance apps, you can categorise your transactions. The ability to review past data in this way can help you take a close look at your spending behaviour.
With us, monthly money management is a doddle.
How does our spend tracking app work?
Zable is more than an app to monitor your spending. Our smart features mean you can stay on top of your finances in a matter of taps:
Categorise your spending
We automatically categorise your transactions so you can get to know your habits.
Avoid going over credit limits
The spend tracking element of our app means you can get a handle on your credit card spending.
View historic data
Whether you prioritise using Zable as a monthly spending tracker or a daily expense tracker, you can enjoy greater visibility over your transactions.
Daily updates for your spend
Check your spend and total outgoings overnight to keep your finger on the pulse.
How can I report my rent payments with Zable?
With Zable, rent reporting is simple. Once you have downloaded our app and linked it to your personal bank account, you can sign up for our rent reporting service in minutes. We'll identify rental payments leaving your bank account each month and report them directly to credit reference agencies.
We're committed to helping our customers reach their financial goals. That's why, unlike some other providers, you can use our rent reporting service free of charge.
Why choose an expense tracker app like Zable?
Over a million customers worldwide
Rated 'Excellent' on Trustpilot
Our friendly experts are here to help seven days a week between 9am and 6pm
We're authorised and regulated by the Financial Conduct Authority
See what our customers have to say about our spending tracker app
“Easy to use”
“So easy to use and love the app to keep track of spending.”
Kenneth - 19th October 2024
“Five stars”
“Was a bit skeptical to start with but saw these reviews and tried it. Really awesome app breaks down each spend into what category it is like food, general, shopping etc. I use it all the time just to use the app as an excuse.”
Ree - 19th March 2024
Our expoenditure tracking experts
"Credit-card apps with inbuilt expense trackers have become essential tools for modern financial management.
They not only help individuals monitor spending in real time but also offer actionable insights that can prevent overspending and encourage smarter financial decisions.
In a world driven by convenience, these apps simplify personal budgeting, giving users the power to stay in control of their finances effortlessly."
Zable Product Manager - Credit Products
Keep track of your spending with the Zable app
Take charge of your finances and track your expenses with Zable today. Download our app to get started and join our growing community.
Download the Zable appExpenditure spending FAQs
Get spend tracking with Zable today
Embrace having your own personal expense tracker by downloading the Zable app. If you have any questions, we're here to help. Just drop us a message using our online chat within the app.
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