How many credit cards should you have?
One card or more? Find out how many credit cards are right for you based on your financial situation.
What is a credit card and how do they work?
Discover how credit cards work, what a credit limit means, and how to use your card responsibly to build credit.
What is an APR on a credit card?
Confused about APR? Learn what APR means, how it affects your credit card costs, and how to avoid interest by managing repayments smartly.
Can you use a personal loan to pay off a mortgage?
Thinking of using a personal loan to pay off your mortgage? Find out if it’s possible, why it’s usually not ideal, and better alternatives.
Credit vs debit cards: key differences and when to use each
Not sure when to use a credit or debit card? Compare features, benefits, and risks so you can choose the best option for every purchase.
Does Klarna affect your credit score?
Using Klarna or Clearpay? Learn how Buy Now, Pay Later services affect your credit score and what to watch out for.
How to cancel your credit card without hurting your credit score
Want to close your credit card account? Follow these 5 steps to cancel a card safely, avoid credit score damage, and keep your finances on track.
Can you withdraw cash from a credit card?
Cash advances from credit cards can be a costly solution.
Free credit score
Access your Equifax credit score and gain valuable insights into your credit history, including factors that impact your score
Monitor your spending
Track all your accounts in one place and understand where your money goes
Start reporting rent
Report your rent to build credit history without the need for a mortgage or loan