Zable Money Academy

What is a credit card and how do they work?
An illustration showing a credit card, with a faint background showing common purchases

What is a credit card and how do they work?

Discover how credit cards work, what a credit limit means, and how to use your card responsibly to build credit.

Article author

Anushka

May 6, 2025

5 min read

What is an APR on a credit card?
Article image

What is an APR on a credit card?

Confused about APR? Learn what APR means, how it affects your credit card costs, and how to avoid interest by managing repayments smartly.

Article author

Anushka

May 8, 2025

5 min read

Can you use a personal loan to pay off a mortgage?
Article image

Can you use a personal loan to pay off a mortgage?

Thinking of using a personal loan to pay off your mortgage? Find out if it’s possible, why it’s usually not ideal, and better alternatives.

Article author

Anushka

May 13, 2025

5 min read

Credit vs debit cards: key differences and when to use each
Article image

Credit vs debit cards: key differences and when to use each

Not sure when to use a credit or debit card? Compare features, benefits, and risks so you can choose the best option for every purchase.

Article author

Anushka

May 12, 2025

5 min read

Does Klarna affect your credit score?
Article image

Does Klarna affect your credit score?

Using Klarna or Clearpay? Learn how Buy Now, Pay Later services affect your credit score and what to watch out for.

Article author

Anushka

May 9, 2025

5 min read

How to cancel your credit card without hurting your credit score
Article image

How to cancel your credit card without hurting your credit score

Want to close your credit card account? Follow these 5 steps to cancel a card safely, avoid credit score damage, and keep your finances on track.

Article author

Anushka

May 14, 2025

5 min read

Can you withdraw cash from a credit card?
Article image

Can you withdraw cash from a credit card?

Cash advances from credit cards can be a costly solution.

Article author

Anushka

Apr 22, 2025

5 min read

Supercharge your credit profile

  1. Free credit score

    Access your Equifax credit score and gain valuable insights into your credit history, including factors that impact your score

  2. Monitor your spending

    Track all your accounts in one place and understand where your money goes

  3. Start reporting rent

    Report your rent to build credit history without the need for a mortgage or loan

smartphone illustration with paper money floating around