How to balance transfer from Aqua Card to Zable
If you currently have an Aqua card and want to transfer your balance to a Zable card, follow the step-by-step guide below.
Step-by-step guide: How to transfer your balance from Aqua
First, you need to check your eligibility. This is a 'soft search' and will therefore not hurt your credit score.
If eligible, you will be asked to provide some more details as part of the application process. Remember, a full application will cause a 'hard search' on your credit file and can cause a temporary dip to your score.
If accepted, you can start the process of transferring your existing credit card balance to Zable. To do this, you'll need to download the Zable app - you will be able to manage your transfer from here.
Once you provide us with the long card number written on the front, we will send you an authorisation request that you can approve in your Aqua app. Once your details have been confirmed successfully, Zable will settle your Aqua balance so you can start your journey with us.
Now you will be able to keep track of your finances in real-time: set up automatic payments for your balance, and get instant notifications.
What exactly are Zable’s fees?
0% interest on balance transfers for 6 months. When your 6 month promotional period ends, any remaining balance will begin to accrue interest at your purchase rate.
3% balance transfer fee (or £3, whichever is higher).
Representative 39.9% APR (variable) on purchases.
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.9% (variable), representative 39.9% APR (variable).
Why transfer your balance to Zable?
Transferring your balance from an Aqua card to Zable can potentially help you save money on interest payments, simplify your finances, and enable you to take better control of your debt.
There is also potential to increase your credit score if you consistently make on-time payments.
Make sure to review the terms and conditions carefully before proceeding and manage your credit responsibly.
FAQs
How long does the balance transfer from Aqua take?
Balance transfers can take a few days to process, depending on your application.
Are there any fees associated with transferring to Zable?
Our fee is £3 or 3% of the balance transferred, whichever is higher.
Can I transfer a partial balance?
Yes, you can choose to transfer any amount of your Aqua card balance in the Zable app.