Emily Tye

What is this charge on my credit card?

An unfamiliar charge is usually a trading name, a hold or a forgotten subscription. Learn how to check a credit card charge.

Emily Tye

Aug 19, 2026

6 min read

Can I cancel a credit card payment?

Whether you can cancel a credit card payment depends on the type. Learn how to stop recurring payments, dispute purchases and cancel a payment.

Emily Tye

Aug 19, 2026

5 min read

Beerflation: The cost of a pint near every Premier League stadium in 2026

New research reveals the average cost of a pint near each 26/27 Premier League stadium, and the difference compared to stadium costs.

Emily Tye

Aug 18, 2026

What is a chargeback?

A chargeback lets you ask your bank to reverse a card payment when a purchase goes wrong. Learn when to use it and how it differs from Section 75.

Emily Tye

Aug 12, 2026

5 min read

What is Section 75?

Section 75 makes your credit card provider jointly liable when a purchase over £100 and up to £30,000 goes wrong.

Emily Tye

Aug 12, 2026

6 min read

Visa vs Mastercard

Visa and Mastercard are payment networks, not banks. Learn how they differ and how to tell which one your card uses.

Emily Tye

Aug 12, 2026

5 min read

What is credit card fraud?

Credit card fraud is when someone uses your card or details without permission. Learn the warning signs and what to do if it happens.

Emily Tye

Aug 12, 2026

4 min read

What is cashback on a credit card?

Cashback on a credit card gives you back a small percentage of what you spend. Learn how it works and whether it's taxable.

Emily Tye

Aug 12, 2026

5 min read

Can you get a joint credit card?

The UK has no true joint credit card. Here's how adding an additional cardholder works, who's liable for the debt, and the alternatives to consider.

Emily Tye

Aug 12, 2026

6 min read

The UK’s Credit Confidence Gap

Our new survey uncovers how well Brits understand credit cards and how understanding and confidence vary across demographics.

Emily Tye

Aug 10, 2026

Does changing address affect your credit score?

Changing your address doesn't directly affect your credit score, but moving can have knock-on effects. Here's what to watch.

Emily Tye

Aug 4, 2026

5 min read

Why is my credit score different on different sites?

There's no single credit score. See why yours differs across Experian, ClearScore and Credit Karma, and what actually counts when you apply.

Emily Tye

Aug 4, 2026

5 min read

Does being self-employed affect your credit score?

Being self-employed doesn't directly lower your credit score, but it can affect it indirectly. Here's what happens and how to protect your score.

Emily Tye

Aug 4, 2026

4 min read

Does persistent debt affect your credit score?

Not directly, but the high balance behind persistent debt is often already affecting your credit score. Here's what does and doesn't reach your file.

Emily Tye

Aug 4, 2026

4 min read

Credit card acceptance rates in the UK: how many people are declined?

How many people are accepted or declined for a credit card in the UK? Zable analyses FCA, BoE and ONS data.

Emily Tye

Jul 28, 2026

6 min read

Do money transfers affect your credit score?

Sending money or transferring between accounts won't affect your credit score. But a money transfer credit card can.

Emily Tye

Jul 27, 2026

3 min read

Does opening a bank account affect your credit score?

Opening a bank account usually has little effect on your credit score, but overdrafts and multiple applications can. Here's what to know.

Emily Tye

Jul 16, 2026

4 min read

Does Klarna affect your credit score?

Using Klarna or Clearpay? Learn how Buy Now, Pay Later services affect your credit score and what to watch out for.

Emily Tye

Jul 15, 2026

5 min read

Does PayPal Credit affect your credit score?

PayPal Credit and Pay in 3 affect your credit score in different ways. Learn how each one can impact your credit score.

Emily Tye

Jul 15, 2026

4 min read

How Britain Eats: The UK’s Food Spending Habits Revealed

New data reveals the most shopped at supermarkets and fast food retailers, revealing Britain’s basket habits.

Emily Tye

Jul 15, 2026

4 min read

Does Breathing Space affect your credit score?

Breathing Space isn't recorded on your credit file, but missed payments during it still are. Here's how the Debt Respite Scheme can affect your score.

Emily Tye

Jul 14, 2026

3 min read

Do joint accounts affect your credit score?

Opening a joint account won't merge your credit scores, but it creates a financial link. Here's how it affects your credit file and how to break it.

Emily Tye

Jul 14, 2026

5 min read

Credit card fees and charges explained

A clear guide to UK credit card fees and charges, what triggers each one,, and the simple ways to avoid paying them.

Emily Tye

Jul 14, 2026

6 min read

What is a money transfer credit card?

A money transfer credit card moves cash from your credit card to your bank account. Learn how it works.

Emily Tye

Jul 13, 2026

5 min read

How to avoid interest on a credit card

Learn how to avoid interest on a credit card by paying your statement balance in full and using the interest-free period.

Emily Tye

Jul 8, 2026

4 min read

How to switch credit cards

Thinking of switching credit cards? Learn how to switch, how it affects your credit score, and whether to keep or close your old card.

Emily Tye

Jul 8, 2026

6 min read

Do declined payments affect your credit score?

A declined payment won't affect your credit score on its own, but the reason behind it sometimes can. Here's what does and doesn't reach your file.

Emily Tye

Jul 8, 2026

4 min read

Does a debt management plan affect your credit score?

A DMP itself doesn't appear on your file, but it usually lowers your credit score. Here's how it happens.

Emily Tye

Jul 3, 2026

5 min read

Does increasing your credit limit affect your credit score?

A credit limit increase can boost your score by lowering your utilisation ratio, but the type of credit check matters. Here's how it works.

Emily Tye

Jun 25, 2026

5 min read

How does credit card interest work?

Credit card interest builds daily on any unpaid balance. Find out how the rate is calculated, when interest starts, and how to avoid paying it.

Emily Tye

Jun 25, 2026

5 min read