Emily Tye
Senior Content Manager
Emily has worked in heavily regulated industries since 2018, before joining Zable (part of Lendable) in 2025. She strives to help people borrow and save better by writing straightforward, transparent content that’s simple to understand.
"After over seven years working in money-related industries, I’ve seen how confusing jargon can hold people back. I’m committed to writing clear, straightforward, and accurate information so everyone can feel confident about their money."
Articles by this author
What is a balance transfer?
A balance transfer credit card allows you to move your balance from one or more existing credit cards to a new card. Find out how it works.
Emily Tye
Jan 2, 2026
5 min read
Debit card vs credit card - key differences and when to use each
Not sure when to use a credit or debit card? Compare features, benefits, and risks so you can choose the best option for every purchase.
Emily Tye
Dec 23, 2025
5 min read
Can you use a personal loan to pay off a mortgage?
Thinking of using a personal loan to pay off your mortgage? Find out if it’s possible, why it’s usually not ideal, and better alternatives.
Emily Tye
Dec 23, 2025
3 min read
How many credit cards should I have?
One card or more? Find out how many credit cards are right for you based on your financial situation.
Emily Tye
Dec 22, 2025
3 min read
What is APR on a credit card?
Confused about APR? Learn what APR means, how it affects your credit card costs, and how to avoid interest by managing repayments smartly.
Emily Tye
Dec 22, 2025
5 min read
How to cancel a credit card
Want to close your credit card account? Follow these 6 steps to cancel a card safely, avoid credit score damage, and keep your finances on track.
Emily Tye
Dec 19, 2025
5 min read
Can you withdraw cash from a credit card?
Cash advances from credit cards can be a costly solution.
Emily Tye
Dec 18, 2025
5 min read
Does Klarna affect your credit score?
Using Klarna or Clearpay? Learn how Buy Now, Pay Later services affect your credit score and what to watch out for.
Emily Tye
Dec 18, 2025
5 min read
How to improve your credit score
Struggling with your credit score? Follow these simple, effective steps to improve your score and boost your chances of getting accepted for credit.
Emily Tye
Dec 16, 2025
5 min read
What is a good credit score?
Discover what counts as a good credit score in the UK across Experian, Equifax, and TransUnion.
Emily Tye
Dec 15, 2025
5 min read
8 tips to follow with your first credit card
Essential guide covering 8 credit card tips: number of applications, limits, utilisation, cash advances, and more.
Emily Tye
Dec 9, 2025
8 min read
What is a credit card and how do they work?
Discover what credit cards are, how they work, and how to use them responsibly to build credit.
Emily Tye
Dec 4, 2025
5 min read
What is a loan and how do they work?
Learn what a loan is, how it works, the different types of loans you can get, and more.
Emily Tye
Dec 3, 2025
5 min read