Emily Tye
Senior Content Manager
Emily has worked in heavily regulated industries since 2018, before joining Zable (part of Lendable) in 2025. She strives to help people borrow and save better by writing straightforward, transparent content that’s simple to understand.
"After over seven years working in money-related industries, I’ve seen how confusing jargon can hold people back. I’m committed to writing clear, straightforward, and accurate information so everyone can feel confident about their money."
Articles by this author
How to create a family budget: 5 steps
How to create a family budget that works with real UK figures.
Emily Tye
Oct 2, 2026
9 min read
How to budget: 5 steps
Learn how to budget in 5 steps, from working out your take-home pay to planning for irregular costs.
Emily Tye
Oct 2, 2026
8 min read
What is the contactless limit in the UK?
The UK's £100 contactless cap was scrapped in March 2026, but most card providers kept it.
Emily Tye
Oct 2, 2026
4 min read
How to budget as a student: 5 steps
How to budget as a student in 5 steps, from adding up your loan to a weekly spending figure.
Emily Tye
Oct 2, 2026
5 min read
Autumn Staycations: The Best-Value UK Destinations for 2026
New research reveals the best-value UK destinations for an autumn staycation in 2026.
Emily Tye
Oct 1, 2026
Does checking your credit score affect it?
No. Checking your own credit score is a soft search that only you can see, so check as often as you like.
Emily Tye
Sep 28, 2026
4 min read
What credit card should I get?
Wondering what credit card you should get? Learn two main factors to consider and how to check your eligibility without a hard search.
Emily Tye
Sep 21, 2026
5 min read
The UK’s Payday Report
New research uncovers how Brits spend, save and behave in the days immediately leading up to, and immediately following, payday.
Emily Tye
Sep 21, 2026
What is a bad credit score?
A bad credit score means under 641 with Experian, under 439 with Equifax, or under 563 with TransUnion. Find out what these mean and what to do next.
Emily Tye
Sep 15, 2026
5 min read
What is a good credit score?
Discover what counts as a good credit score in the UK across Experian, Equifax, and TransUnion.
Emily Tye
Sep 15, 2026
5 min read
Why is my credit score different on different sites?
There's no single credit score. See why yours differs across Experian, ClearScore and Credit Karma, and what actually counts when you apply.
Emily Tye
Sep 15, 2026
5 min read
What is a continuous payment authority?
Find out what a continuous payment authority (CPA) is, how it differs from a direct debit, and your rights to cancel one.
Emily Tye
Sep 2, 2026
5 min read
Can you pay rent with a credit card?
Most UK landlords won't take a credit card. Here are the three ways to pay rent by card and what each one really costs.
Emily Tye
Sep 2, 2026
6 min read
How to use a credit card to build credit
Learn how to build credit with a credit card: pay on time, keep utilisation below 25% and avoid the mistakes that set you back.
Emily Tye
Sep 1, 2026
5 min read
How to add a card to Apple Pay or Google Pay
Step-by-step guide to adding a card to Apple Pay or Google Pay in the UK, including verification and troubleshooting.
Emily Tye
Sep 1, 2026
6 min read
Can you buy a car with a credit card?
You can buy a car with a credit card, but many dealers cap credit card payments. Learn how it works.
Emily Tye
Aug 28, 2026
5 min read
What is this charge on my credit card?
An unfamiliar charge is usually a trading name, a hold or a forgotten subscription. Learn how to check a credit card charge.
Emily Tye
Aug 19, 2026
6 min read
Can I cancel a credit card payment?
Whether you can cancel a credit card payment depends on the type. Learn how to stop recurring payments, dispute purchases and cancel a payment.
Emily Tye
Aug 19, 2026
5 min read
Beerflation: The cost of a pint near every Premier League stadium in 2026
New research reveals the average cost of a pint near each 26/27 Premier League stadium, and the difference compared to stadium costs.
Emily Tye
Aug 18, 2026
What is credit card fraud?
Credit card fraud is when someone uses your card or details without permission. Learn the warning signs and what to do if it happens.
Emily Tye
Aug 12, 2026
4 min read
Visa vs Mastercard
Visa and Mastercard are payment networks, not banks. Learn how they differ and how to tell which one your card uses.
Emily Tye
Aug 12, 2026
5 min read
What is a chargeback?
A chargeback lets you ask your bank to reverse a card payment when a purchase goes wrong. Learn when to use it and how it differs from Section 75.
Emily Tye
Aug 12, 2026
5 min read
Can you get a joint credit card?
The UK has no true joint credit card. Here's how adding an additional cardholder works, who's liable for the debt, and the alternatives to consider.
Emily Tye
Aug 12, 2026
6 min read
What is cashback on a credit card?
Cashback on a credit card gives you back a small percentage of what you spend. Learn how it works and whether it's taxable.
Emily Tye
Aug 12, 2026
5 min read
What is Section 75?
Section 75 makes your credit card provider jointly liable when a purchase over £100 and up to £30,000 goes wrong.
Emily Tye
Aug 12, 2026
6 min read
The UK’s Credit Confidence Gap
Our new survey uncovers how well Brits understand credit cards and how understanding and confidence vary across demographics.
Emily Tye
Aug 10, 2026
Does persistent debt affect your credit score?
Not directly, but the high balance behind persistent debt is often already affecting your credit score. Here's what does and doesn't reach your file.
Emily Tye
Aug 4, 2026
4 min read
Does being self-employed affect your credit score?
Being self-employed doesn't directly lower your credit score, but it can affect it indirectly. Here's what happens and how to protect your score.
Emily Tye
Aug 4, 2026
4 min read
Does changing address affect your credit score?
Changing your address doesn't directly affect your credit score, but moving can have knock-on effects. Here's what to watch.
Emily Tye
Aug 4, 2026
5 min read
Credit card acceptance rates in the UK: how many people are declined?
How many people are accepted or declined for a credit card in the UK? Zable analyses FCA, BoE and ONS data.
Emily Tye
Jul 28, 2026
6 min read