Amy Lancashire
Compliance Monitoring Officer
Amy is Compliance Monitoring Officer at Lendable, where she has worked for three years. She holds an undergraduate law degree from Keele University and a master’s in law from the University of the West of England – qualifications that trained her to read and apply regulatory frameworks precisely. She spent several years as a legal advisor and paralegal before moving into financial services compliance. She reviews Zable content to ensure it meets FCA financial promotions standards and is accurate for readers.
"Accuracy in financial content really matters. When someone is making a decision about credit, they need to be able to trust what they're reading. My job is to make sure everything on Zable is not only clear, but legally sound and compliant with the rules that are there to protect consumers."
Articles reviewed by Amy
How do credit cards work?
Discover what credit cards are, how they work, and how to use them responsibly to build credit.
Emily Tye
Mar 20, 2026
5 min read
What is a credit card statement?
Your credit card statement is a monthly summary of what you owe and what you've spent. Here's what every section means and what to do with it.
Emily Tye
Mar 20, 2026
6 min read
How does credit card interest work?
Credit card interest builds daily on any unpaid balance. Find out how the rate is calculated, when interest starts, and how to avoid paying it.
Emily Tye
Mar 20, 2026
5 min read
What is a CVV number?
CVV (Card Verification Value) is the 3 or 4-digit security code unique to your physical credit or debit card.
Emily Tye
Mar 13, 2026
2 min read
Advantages and disadvantages of a credit card
Used smartly, credit cards can be a fantastic way to build a better financial future. Used poorly, they can work to your detriment.
Emily Tye
Mar 13, 2026
3 min read
What is a credit limit?
A credit limit is the maximum amount you can borrow on a credit card at any given time.
Emily Tye
Mar 12, 2026
5 min read
How to pay off credit card debt
If you’re struggling to pay off your credit card debt, there are steps you can take to turn things around.
Emily Tye
Feb 19, 2026
5 min read
What is the minimum payment on a credit card?
Understand what the minimum payment is and how it's calculated.
Emily Tye
Feb 17, 2026
3 min read
How to balance transfer from Aqua Card to Zable
Learn how to transfer your balance from an Aqua credit card to Zable in a few simple steps.
Emily Tye
Feb 10, 2026
2 min read
What is a good credit score?
Discover what counts as a good credit score in the UK across Experian, Equifax, and TransUnion.
Emily Tye
Jan 16, 2026
5 min read
How do loans work?
Learn what a loan is, how it works, the different types of loans you can get, and more.
Emily Tye
Jan 9, 2026
5 min read
How to improve your credit score
Struggling with your credit score? Follow these simple, effective steps to improve your score and boost your chances of getting accepted for credit.
Emily Tye
Jan 9, 2026
5 min read
Debit card vs credit card
Not sure when to use a credit or debit card? Compare features, benefits, and risks so you can choose the best option for every purchase.
Emily Tye
Dec 23, 2025
5 min read
Can you use a personal loan to pay off a mortgage?
Thinking of using a personal loan to pay off your mortgage? Find out if it’s possible, why it’s usually not ideal, and better alternatives.
Emily Tye
Dec 23, 2025
3 min read
How many credit cards should I have?
One card or more? Find out how many credit cards are right for you based on your financial situation.
Emily Tye
Dec 22, 2025
3 min read
How to cancel a credit card
Want to close your credit card account? Follow these 6 steps to cancel a card safely, avoid credit score damage, and keep your finances on track.
Emily Tye
Dec 19, 2025
5 min read
Does Klarna affect your credit score?
Using Klarna or Clearpay? Learn how Buy Now, Pay Later services affect your credit score and what to watch out for.
Emily Tye
Dec 18, 2025
5 min read
Can you withdraw cash from a credit card?
Cash advances from credit cards can be a costly solution.
Emily Tye
Dec 18, 2025
3 min read